Palmcredit Customer Care Number
You can obtain a loan without providing any security with Palmcredit, a loan app run by Newedge Finance Ltd in Nigeria. With Palmcredit, you can quickly apply for loans without having to worry about putting up any security.
Palmcredit Customer Care Number has a number and an email you can reach out to for assistance. Hence we can not state the speed the company uses to reply to clients’ issues.
Nigerians can obtain loans via Palmcredit at any time, anywhere, and without putting up any security.
It is one of the top rapid loan providers in Nigeria because of the loans’ typically cheap interest rates.
Any person in need may apply for a loan, but everyone must use the app, which can be downloaded from the Google Play Store.
In Nigeria, this platform has been immensely popular. It has continuously provided Nigerians with unsecured loans each year.
You must follow the rules, though, just like every other loan provider. You will probably consider this loan platform beneficial if you adhere to its terms and regulations. They have repeatedly indicated that they intend to grant loans in just five minutes.
In summary:
| Interest rate: | 14% to 24% |
| Loan term: | 14 days to 180 days |
| Loan available: | Up to ₦100, 000 |
| Repayment: | In-app with debit card, cash deposit. |
| Collateral: | No collateral required |
| Mobile app: | Available for Android phones only. Download at Google play store |
| Customer care: | 017001000 |
| Support email: | palmcredit.service.ng@transsnet.com |
| How fast? | 10 minutes to 5 hours |
| Website: | palmcredit.page.link |
Plamcredit loan requirement
To get a loan, you maybe be required to provide the following:
- Bank Verification Number (BVN)
- Full name
- Primary telephone number
- Bank account information
- Occupation information
Generally, the requirements are not much. They are just basic information.
How to get a loan from Palmcredit
Follow these steps to get a loan from Palmcredit:
1. Install the app on your phone
Contents
The first step is to install the app on your phone. Currently, this platform only has the Android app. There is no app for iOS or Windows. You can install the app in two ways. First, you can visit the online portal and input your phone number and you get the app. Alternatively, you can download the app from the Google play store. Please note that you cannot apply for a loan without the app.
2. Register
Once you have installed the app on your phone. The next step is to register. Just follow the on-screen instruction. Give all information that is required. Note that you may also have to verify your phone. They will send a code to your phone which you will input into the app to verify
3. Apply for a loan
Once you have completed your registration you can apply for a loan. The process is easy. You will see it right there on the app where to click
4. Get approval
Once you have applied for a loan, the next step is to wait till you get loan approval. This does not take much time. As long as you provide accurate information.
5. Receive your loan
Once your loan has been approved, you can receive the loan and send it straight to your bank account.
How much loan can you get?
You can get up to ₦100, 000 instant loan from Palm Credit. Kindly note the maximum amount can be adjusted at any time!
Palmcredit interest rate and fees
They do not charge origination fees, transaction fees, or rollover fees. The loan interest rate ranges from 14% to 24%, equivalent Monthly interest of 4.6%, and the Annual Percentage Rate (APR) on a Palmcredit loan is 56.78%.
Palmcredit loan repayment
Loan repayment is very easy. All you have to do is log in to the app. Click on ‘my loans’. From there you can select how much you want to pay back. The payment can be done with your card right there on the app.
If for any reason you are unable to repay the loan on the app, then you can pay back using their account number. Please note that you should speak to their customer care before paying into the account or after paying into the account.
Loan term
The loan term ranges from 14 days to 180 days
Palmcredit customer contact phone number
The contact phone number is: 017001000
Palmcredit app
There are two ways you can get the app. You can visit the app portal by clicking here and inputting your number to get the app or you can download it from the Google play store for your Android phones. The app is only available for Android phones, none for iOS, Windows or Blackberry.
Palmcredit website
The site is www.palmcredit.co but currently, it has been offline. This is irrelevant as they operate the loan from the app. You can use their Facebook page to reach out.
Contact email
The contact email is palmcredit.service.ng@transsnet.com
Palmcredit login
To log in, simply open the app. You can get the app from the Google play store or input your phone number here to get it.
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